Terms of Use

Acceptance of Terms

The Bronze360 User Terms of Service is a legal agreement (this “Agreement”) between you (“User,” “You,” or “Your”) and Bronz Global Corporation (“Bronze360,” “we,” “our,” or “us”). As used in this Agreement, the “Service(s)” refers to Bronze360’s Payment Services (defined below) and any other services, as well as our website, any software, programs, mobile applications, data, documentation, tools, hardware, internet-based services, components, and any updates (including software maintenance, service information, help content, bug fixes, or maintenance releases) thereto provided to you by Bronze360, directly or indirectly. This Agreement incorporates by reference all policies, including but not limited to Bronze360’s Privacy Policy, notices, and other content that appear on our website at www.Bronze360.net and mobile apps (collectively, the “Platform”).

Please Note: This agreement includes arbitration and class action waiver provisions that may impact your legal rights.

By clicking “I agree” or by accessing or using the Platform, you agree to be bound by this Agreement and our Privacy Policy. We may update this Agreement or the Privacy Policy and will notify you of any changes. If you do not agree to these terms, please stop using the Service(s) immediately and refrain from accessing the Platform.

Use of Service(s)

Bronze360 provides software, tools, and services that enable Users to collect payments, engage in financial transactions, and access reporting tools (collectively, the “Services”). These Services, including any Payment Services (as defined below), are continually evolving and may change without prior notice. Bronze360 reserves the right to modify, suspend, or discontinue any Services or features, including Payment Services, at any time and at its sole discretion. Any new features introduced will also be governed by this Agreement.

User Information and Accounts

Users must register with Bronze360 before accessing the Platform or using any Services. To create an account (“Account”), you must provide the required information. You are responsible for providing, maintaining, and updating accurate, truthful, and current information for your Account. Bronze360 reserves the right to verify your credentials and may deny or revoke Accounts at its discretion. During account creation, we may request additional information, such as your business’s EIN.

You are responsible for maintaining the confidentiality and security of your Account credentials and for all activities or actions taken under your Account. If requested, you may need to provide financial information or details to verify your identity, your representatives, principals, beneficial owners, or others associated with your Account. You are solely responsible for any activities conducted under your password and Account, whether authorized by you or not. Bronze360 is not liable for any loss or damage resulting from your failure to secure your password or Account.

Throughout the term of this Agreement, we may share your Account information with third-party contractors to facilitate Payment Services, monitor transactions and activities, and conduct risk management and compliance reviews. Your Account may be subject to periodic reviews to confirm your eligibility for Payment Services. You authorize Bronze360 and its affiliates to obtain financial or other necessary information from third parties as deemed appropriate.

You must notify Bronze360 immediately of any unauthorized use of your Account or any security breach. If you are registering on behalf of a legal entity, you represent and warrant that you are authorized to create the Account to incur financial obligations and enter legally binding agreements on behalf of that entity.

As a business User, you may invite additional individuals to act on behalf of your business account (each, a “Permitted User”). You are solely responsible for monitoring all Permitted Users and are fully liable for their actions or omissions, including any damages or losses resulting from those actions, whether authorized by you or not. Any act or omission by a Permitted User that would constitute a breach of this Agreement if done by you will be deemed a breach of this Agreement by you.

Permitted Users are granted access to the Services on your behalf. You may impose controls or limitations on a Permitted User’s access to the Services as permitted within the platform. You are responsible for managing your Permitted Users, including promptly removing or terminating access when necessary. Additionally, you must ensure the security and confidentiality of your Account and take commercially reasonable steps to prevent unauthorized access or use of the Services.

Bronze360 may allow certain Users, such as accountants, to use the Services on behalf of multiple business clients (“Clients”). If you enroll to use the Services for multiple Clients, you represent and warrant that you have the express authority from each Client to use the Services on their behalf, including permission to utilize their payment and receipt methods. Upon request, you agree to provide written proof of such authority.

When using the Services for multiple Clients, you remain fully responsible for all activities associated with each Client’s payment methods and overall use of the Services.

Use of Platform Without an Account

You may access certain portions of the Platform or make payments without creating an account (“Unregistered User”). As an Unregistered User, you agree to provide truthful, accurate, and up-to-date information while using the Platform. You must not attempt to bypass or access any areas of the Platform that require an account until you register and create one.

By using the Platform as an Unregistered User, you are subject to and bound by all terms of this Agreement. We reserve the right, at our sole discretion, to limit, modify, or deny access to the Platform for any Unregistered User.

Access and Ownership

After registration, we grant Users access to the Platform as permitted and in accordance with this Agreement. All rights not expressly granted are reserved by Bronze360.

If a mobile application is offered, you are granted a limited, revocable, non-exclusive license to download and use one copy per device. Breaching this Agreement or actions that harm us, our interests, or third-party rights may result in the termination of your access or license at our discretion. Failure to revoke access does not waive any misconduct.

The structure, organization, code, software components, and related services of the Platform are proprietary to Bronze360 and its licensors, who retain exclusive ownership, including all associated intellectual property rights.

User Privacy

We value your privacy and understand your concerns. Our Privacy Policy is a part of this Agreement and governs your submission of information to our Platform. Please review the Privacy Policy to understand our practices. Any information we collect is subject to this policy, and by using the Platform, you consent to our actions regarding your information in compliance with the Privacy Policy.

Use of the Platform

By using our Platform, the User is responsible for their use. You agree to the following:

• Do not copy, distribute, access, or disclose any part of the Platform, including through automated scraping.
• Do not attempt to interfere with or compromise the security of the Platform or its transmissions.
• Do not use automated means, such as bots or crawlers, to access or extract data from the Platform.
• Do not send more messages through the Platform than what is humanly possible.
• Do not use the Platform for critical applications (e.g., nuclear facilities or life support systems).
• Do not decompile, reverse engineer, or create derivative works of the Platform.
• Do not access the Platform to build a similar or competitive product.
• Do not use the Platform unlawfully or in a manner that imposes excessive load on our infrastructure.
• Do not collect or harvest personally identifiable information without permission.
• Do not impersonate others or misrepresent your affiliation.
• Do not infringe on others’ intellectual property, privacy, or contractual rights.
• Do not violate any policies or regulations of networks connected to the Platform.
• Do not sell, lease, or sublicense the Platform or its access unless permitted by the Platform.
• Do not disrupt or interfere with the Platform.
• Do not violate any laws or regulations and take full responsibility for any violations.
• Do not use the Platform in a misleading, unlawful, defamatory, obscene, invasive, threatening, or harassing manner.
• Do not hold Bronze360 liable for your use of the Platform.
• Do not cause harm or disruption to the Platform, including removal from search engines.

Please Note: Failure to comply with these terms may result in the suspension or termination of your access to the Platform, at our discretion. While we may provide an explanation for suspension or termination, Bronze360 reserves the right to act without notice or explanation.

User Content

“User Content” refers to any information, including data, written content, images, text, or other submissions made through the Platform. We are not obligated to host, display, migrate, or distribute any User Content and may refuse to accept or transmit it. You are solely responsible for your User Content and release us from any liability related to it. We do not endorse any User Content, whether explicitly or implicitly, and reserve the right to modify, edit, or remove any User Content that violates this Agreement or harms the Platform.

By submitting User Content, you warrant that you own all rights to it, have paid any necessary fees, or have permission to use it. You also warrant that your User Content is legal and does not infringe on any third-party rights.

When you submit User Content, you grant Bronze360 and its partners, affiliates, representatives, and assigns a non-exclusive, irrevocable, royalty-free, worldwide license to use, display, distribute, reproduce, modify, and create derivative works from your User Content for any purpose. Additionally, you grant Bronze360 a perpetual, irrevocable, royalty-free license to use any feedback you provide regarding the Platform.

Bronze360 reserves the right to remove, modify, or refuse any User Content, with or without notice. All User Content will be stored securely in compliance with our internal storage policies.

Platform Availability

While we strive to provide continuous access to the Platform, we do not guarantee its availability, functionality, or accessibility at any specific time. The Platform relies on remote access and may not always be fully reliable or available. Access is limited to eligible Users, and we may refuse service or terminate access at any time. We do not guarantee that the Platform will meet your desired functionality or produce specific results.

Modification of Platform

We reserve the right to alter, modify, update, or remove the Platform or any part of it at our discretion, at any time. These changes may be made for security, intellectual property, legal, or other reasons, and we are not obligated to explain or provide access to previous versions of the Platform. For example, updates may be made to address security flaws or legal requirements. This is a non-binding illustration, and nothing in this section obligates us to update the Platform for any specific purpose.

Intellectual Property

The name “Bronze360,” the Bronze360 Platform, its design, and any text, images, templates, scripts, graphics, interactive features, trademarks, or logos (“Marks”) are owned by or licensed to Bronze360, protected by copyright and other intellectual property rights under US and international laws. Bronze360 reserves all rights not expressly granted in the Platform. You agree not to use, copy, or distribute any content from the Platform without our express written permission.

Idea Submission

We value your feedback. If you submit any ideas, content, artwork, suggestions, or other works (“Submissions”) to Bronze360, you agree that: (1) your Submissions will automatically become the property of Bronze360, with no compensation to you; (2) if the grant in (1) is not possible, your Submission will be subject to the User Content license in this Agreement; (3) Bronze360 may use or redistribute the Submissions for any purpose; (4) there is no obligation for Bronze360 to review the Submission; and (5) Submissions are not confidential. This policy helps avoid misunderstandings or disputes if Bronze360’s products resemble your submitted ideas.

Disclaimer

WE PROVIDE THE SERVICES, PLATFORM, AND BRONZE360 INTELLECTUAL PROPERTY “AS IS” AND “AS AVAILABLE,” WITHOUT ANY EXPRESS, IMPLIED, OR STATUTORY WARRANTIES, INCLUDING TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, OR NON-INFRINGEMENT. NO DATA, DOCUMENTATION, OR INFORMATION OBTAINED FROM BRONZE360 CREATES ANY WARRANTY. BRONZE360 DOES NOT GUARANTEE: (A) THE ACCURACY OR RELIABILITY OF DATA; (B) THAT THE SERVICES MEET YOUR BUSINESS NEEDS; (C) SERVICE AVAILABILITY, UNINTERRUPTED OPERATION, OR SECURITY; (D) CORRECTION OF DEFECTS OR ERRORS; OR (E) THAT THE SERVICES ARE FREE FROM VIRUSES OR HARMFUL CODE. USE OF THE SERVICES IS AT YOUR OWN RISK, AND YOU ARE RESPONSIBLE FOR ANY DAMAGE, DATA LOSS, OR OTHER LOSS RESULTING FROM USE. BRONZE360 DISCLAIMS LIABILITY FOR THIRD-PARTY ACTIONS, OMISSIONS, AND CONDUCT RELATED TO THE PLATFORM OR SERVICES. BRONZE360 DOES NOT CONTROL THIRD-PARTY LINKS, SERVICES, GOODS, OR INFORMATION AND MAKES NO WARRANTIES REGARDING THEM, INCLUDING FITNESS FOR PURPOSE, MERCHANTABILITY, OR NON-INFRINGEMENT, AND WILL NOT BE LIABLE FOR YOUR RELIANCE ON THEM.

NOTHING IN THIS AGREEMENT EXCLUDES, RESTRICTS, OR MODIFIES ANY IMPLIED CONDITION, WARRANTY, OR LEGAL RIGHT WHERE SUCH EXCLUSION WOULD (A) CONTRAVENE THE LAW, OR (B) CAUSE ANY TERMS OF THE AGREEMENT TO BE VOID.

Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, BRONZE360, ITS PROCESSORS, SUPPLIERS, LICENSORS, PAYMENT NETWORKS, AND ANY ASSOCIATED BANKS (INCLUDING THEIR AFFILIATES, AGENTS, DIRECTORS, AND EMPLOYEES) ARE NOT LIABLE FOR ANY INDIRECT, PUNITIVE, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR EXEMPLARY DAMAGES, INCLUDING LOSS OF PROFITS, GOODWILL, USE, DATA, OR OTHER INTANGIBLE LOSSES, ARISING FROM THE USE OR INABILITY TO USE THE SERVICE OR PLATFORM. IN NO EVENT WILL BRONZE360’S TOTAL AGGREGATE LIABILITY, OR THAT OF ITS EMPLOYEES, AGENTS, OR PARTNERS, EXCEED $1,000 OR THE FEES PAID BY YOU IN THE SIX MONTHS TO BRONZE360 PRECEDING THE EVENT GIVING RISE TO THE CLAIM, WHICHEVER IS GREATER.

THIS LIMITATION APPLIES REGARDLESS OF THE BASIS OF LIABILITY, WHETHER CONTRACT, TORT, NEGLIGENCE, OR STRICT LIABILITY, EVEN IF BRONZE360 WAS ADVISED OF THE POSSIBILITY OF SUCH DAMAGES. THIS LIMITATION APPLIES TO THE FULLEST EXTENT PERMITTED BY LAW IN THE APPLICABLE JURISDICTION.

Release

IF YOU HAVE A DISPUTE RELATED TO YOUR USE OF THE SERVICES OR THE INFORMATION, CONTENT, MATERIALS, OR PRODUCTS PROVIDED THROUGH THE SERVICES, YOU RELEASE BRONZE360 AND ITS SUBSIDIARIES, AFFILIATES, OFFICERS, DIRECTORS, EMPLOYEES, AGENTS, ATTORNEYS, MANAGERS, LICENSORS, BUSINESS PARTNERS, AND THEIR RESPECTIVE SUCCESSORS AND ASSIGNS FROM ALL CLAIMS, DEMANDS, CAUSES OF ACTION, LIABILITIES, LEGAL FEES, AND DAMAGES (ACTUAL AND CONSEQUENTIAL), KNOWN OR UNKNOWN, ARISING OUT OF OR IN ANY WAY CONNECTED WITH SUCH DISPUTES.

IF YOU ARE A CALIFORNIA RESIDENT, YOU WAIVE CALIFORNIA CIVIL CODE SECTION 1542, WHICH STATES: “A GENERAL RELEASE DOES NOT EXTEND TO CLAIMS WHICH THE CREDITOR DOES NOT KNOW OR SUSPECT TO EXIST IN THEIR FAVOR AT THE TIME OF EXECUTING THE RELEASE, WHICH IF KNOWN, WOULD HAVE MATERIALLY AFFECTED THEIR SETTLEMENT WITH THE DEBTOR.”

Indemnity

You agree to indemnify, defend, and hold harmless us, our processors, partners, and their respective employees, directors, agents, affiliates, and representatives from any claims, costs, losses, damages, judgments, tax assessments, penalties, interest, and expenses (including reasonable attorneys’ fees) arising from any third-party claim, action, audit, investigation, inquiry, or other proceeding related to: (a) any actual or alleged breach of this Agreement or associated Bronze360 policies, including violations; (b) your wrongful or improper use of the Service; (c) any transaction involving the Payment Services; (d) liabilities resulting from your use of the Payment Services; (e) your violation of third-party rights, including privacy, publicity, or intellectual property rights; (f) your violation of applicable laws; and (g) any Permitted User or other party’s use of the Service with your username, password, or other security code. Bronze360 reserves the right to assume exclusive defense and control of any indemnified matter.

Copyrights

We take copyright infringement seriously. If you believe that your content has been infringed upon, please send us a message that includes the following information:

• Your name.
• The name of the party whose copyright has been infringed (if different from your name).
• The name and description of the work being infringed.
• The location of the infringing content on our Platform.
• A statement confirming that you believe in good faith that the use of the copyrighted work is not authorized by the copyright owner (or a legally authorized third party) and is not otherwise permitted by law.
• A statement under penalty of perjury affirming that the information in this notice is accurate and that you are the copyright owner or have exclusive rights to pursue infringement proceedings.

Please sign this notification and send it to our Copyright Agent at:

• Email: support@bronze360.net
• Or by mail to the address listed in this Agreement for notices.

Counter Notice

If you receive a notification from Bronze360 stating that the content you posted has been subject to a copyright takedown, you may file a counter-notice under the DMCA. Your counter-notice must include the following:

• Your name, address, email, and physical or electronic signature.
• The notification reference number (if applicable).
• Identification of the material and its location before removal.
• A statement under penalty of perjury that the material was removed by mistake or misidentification.
• Your consent to the jurisdiction of a federal court in your district (if you’re in the U.S.) or the district where the opposing party is located (if you’re outside the U.S.).
• Your consent to accept service of process from the party who submitted the takedown notice.

Please Note: We may not act on your counter-notice unless it fully complies with these requirements. Send your counter-notice following the instructions provided in the takedown notice.

Choice of Law

This Agreement and any Disputes will be governed by California law and applicable federal law (including the Federal Arbitration Act), as applied to agreements made and performed entirely within California, without regard to its choice of law or conflict of law principles.

Disputes

• Informal Negotiations: If a dispute arises, we aim to understand and resolve your concerns promptly. Please contact Bronze360 support at support@bronze360.net with any dispute. If we cannot resolve the issue, we agree to engage in an informal dispute resolution process, attempting to negotiate the dispute (except those “Disputes” defined and excluded below) for at least 30 days before initiating arbitration or court proceedings.
• Binding Arbitration: Except as otherwise specified in this Agreement, you and Bronze360 agree to arbitrate all “Disputes.” A “Dispute” is defined as any claim, controversy, or dispute (whether based on contract, tort, equity, statute, or other legal theory) between you and Bronze360, including but not limited to claims related to this Agreement (such as its breach, termination, and interpretation), our relationship, Bronze360 advertising, and any use of the Bronze360 platform or services. Disputes also include claims that arose before or after the termination of this Agreement. However, if you fail to timely pay the amounts due, either you or Bronze360 may choose to pursue the claim in court instead of arbitration. Bronze360 may assign your account for collection, and the collection agency may pursue claims in any court of competent jurisdiction strictly related to the collection of past due amounts, including any interest or costs permitted by law or this Agreement.

ANY ARBITRATION UNDER THIS AGREEMENT WILL BE CONDUCTED SOLELY ON AN INDIVIDUAL BASIS. CLASS ARBITRATIONS, CLASS ACTIONS, PRIVATE ATTORNEY GENERAL ACTIONS, AND CONSOLIDATION WITH OTHER ARBITRATIONS ARE NOT PERMITTED. YOU WAIVE YOUR RIGHT TO HAVE YOUR CASE DECIDED BY A JURY AND TO PARTICIPATE IN ANY CLASS ACTION AGAINST BRONZE360.

If any provision of this arbitration agreement is found unenforceable, it will be severed, and the remaining terms will remain enforceable (with no class arbitration allowed). All disputes will be resolved exclusively by binding individual arbitration, administered by the American Arbitration Association (AAA) (www.adr.org) according to this provision and the applicable arbitration rules.

For businesses, disputes will follow the AAA Commercial Rules, and for individuals, the AAA Consumer Rules. To initiate arbitration, the claimant must submit a written Demand for Arbitration to the AAA and provide a copy to the opposing party, in accordance with AAA rules. A form for initiating arbitration is available on the AAA website. The Federal Arbitration Act (9 U.S.C. §§ 1-16) applies fully. Arbitration hearings will take place in Los Angeles, California, or another mutually agreed location. You or Bronze360 may opt for arbitration by telephone, video conference, or written submissions, with the arbitrator’s discretion to require an in-person hearing if needed. Attendance at in-person hearings can be made by phone or video conference unless the arbitrator requires otherwise.

A single arbitrator will be mutually selected by you and Bronze360, meeting the following criteria: (i) a practicing attorney licensed to practice law in California or a retired judge, and (ii) chosen from the AAA’s roster of commercial dispute arbitrators with expertise in payroll, health insurance, human resources, and/or online commerce law (or, if no such arbitrators are available, from the broader roster of commercial dispute arbitrators) (collectively, the “Arbitrator Requirements”). If you and Bronze360 cannot agree on an arbitrator within ten (10) days of the opposing party’s receipt of the Demand for Arbitration, the AAA will appoint an arbitrator who satisfies the Arbitrator Requirements.

The arbitrator will apply the law and adhere to applicable statutes of limitation. The prevailing party will be entitled to an award of costs, including reasonable attorneys’ fees and expert witness fees. The arbitrator’s award will be final and binding, and a judgment can be entered and enforced in any court of competent jurisdiction.

Bronze360 may, at its sole discretion, file a legal action in any state or federal court within Los Angeles County, California, to collect any monetary amounts owed by you (each, an “Action”). You waive any objections to jurisdiction or venue, or any defense of lack of jurisdiction or improper venue, in any Action brought by Bronze360 in such courts.

You and Bronze360 acknowledge that this Agreement involves interstate commerce and that the Federal Arbitration Act (FAA) governs the interpretation, enforcement, and proceedings of arbitration under this Agreement.

YOU FURTHER ACKNOWLEDGE, UNDERSTAND, AND AGREE THAT BOTH YOU AND BRONZE360 ARE WAIVING THE RIGHT TO A TRIAL BY JURY FOR DISPUTES UNDER THIS AGREEMENT AND WAIVING THE RIGHT TO PARTICIPATE IN ANY CLASS ACTION ARISING FROM THIS AGREEMENT.

The arbitration provisions do not apply to: (i) claims related to actual or threatened infringement, misappropriation, or violation of intellectual property rights (such as copyrights, trademarks, trade secrets, patents, etc.), or (ii) claims seeking emergency injunctive relief due to exigent circumstances (including, but not limited to, imminent danger, criminal activities, hacking, or cyber-attacks).

Severability

If any provision of this Agreement is found to be unlawful, conflicting with another provision, or otherwise unenforceable, the Agreement will remain in effect as if the unenforceable provision had not been included.

In the event that two or more provisions of this Agreement or any other agreement you have with Bronze360 are deemed to conflict, Bronze360 reserves the sole right to determine which provision will remain in force.

Non-Waiver

We reserve all rights granted to us under this Agreement and applicable law. Our failure to enforce any provision of this Agreement or applicable law should not be interpreted as a waiver of our right to enforce that provision in the future, whether under the same or different circumstances.

Assignment and Survival

You may not assign your rights or obligations under this Agreement to any third party without our prior written consent. We reserve the right to assign our rights and obligations under this Agreement at our discretion. Provisions that are intended to survive termination, including but not limited to Limitation of Liabilities, Representations and Warranties, Disclaimers, User Content, Choice of Law, Indemnification, Access, End User Obligations, and Arbitration, shall remain in full force following termination.

Termination

We may terminate your access to the Platform or this Agreement if we determine that: (1) you have violated any applicable laws while using our Platform; (2) you have breached any provision of this Agreement or our Platform policies; or (3) we believe your actions, either current or future, may legally harm Bronze360, our business interests, or a third party, at our discretion. While we will make efforts to provide a timely explanation in the event of termination, we are not obligated to do so.

You may terminate this Agreement by closing your Account at any time with thirty (30) days’ notice to us. Closing your Account does not relieve you of any obligations to us or third parties under this Agreement, including any payment obligations or obligations related to Payment Services.

Entire Agreement

This Agreement, together with the Privacy Policy and any other supporting agreements provided by Bronze360, constitutes the complete and exclusive understanding and agreement between the parties regarding the subject matter hereof, superseding all prior or contemporaneous agreements or understandings, whether written or oral, related to the same subject matter. Any waiver, modification, or amendment of any provision of this Agreement will be effective only if in writing and signed by a duly authorized representative of each party. In the event of any conflict between this Agreement, our Privacy Policy, or any other documentation on our Platform, this Agreement shall supersede and take precedence.

Amendments

We may amend this Agreement periodically. When changes are made, we will update this page and indicate the date of the last modification, or we may notify you via email. If you do not agree to the amendments, you must immediately cease using our Platform.

Force Majeure

Bronze360 will not be liable for any delays in service or failure to provide its services, operate the platform, or deliver the Services due to events beyond its reasonable control. This includes, but is not limited to, adverse weather conditions, internet outages, power or telecommunications disruptions, fire, flood, civil unrest, labor disputes, strikes, lockouts, freight embargoes, terrorism, natural disasters, war, or acts of God.

Electronic Communications

Communications between you and Bronze360 are conducted electronically, whether through visits to the Platform, emails, notices posted on the Platform, or communications via mobile notifications or email. For contractual purposes, you: (1) Consent to receive communications from Bronze360 in electronic form; (2) Agree that all terms, conditions, agreements, notices, disclosures, and other communications provided by Bronze360 electronically satisfy any legal requirement that such communications would meet if provided in writing. This does not affect your statutory rights.

Export Controls

The Platform and its underlying information and technology may not be accessed, exported, or re-exported: (1) into (or to a national or resident of) any country to which the U.S. has embargoed goods; or (2) to anyone on the U.S. Treasury Department’s list of Specially Designated Nationals or the U.S. Commerce Department’s Table of Deny Orders.

By downloading or using the Platform, you agree to these terms and represent and warrant that you are not located in, under the control of, or a national or resident of any such country or on any such list, and that you will comply with all applicable export control laws.

Payment Services

“Payment Services” refers to services offered by Bronze360 that may allow users to create invoices and payment links, make payments, and receive payments for issued invoices or through payment links. For access to and use of these services, Bronze360 and its Third Party Service Providers (defined below) may charge a fee (the “Processing Fee”). Processing Fees are stated on the Platform, and if you have any questions regarding them, please contact us.

“Third Party Service Providers” refers to any providers of services, including banking and payment services, their affiliates, or other third parties that assist us in providing the Payment Services, support our internal operations, or provide services related to our Services. You agree to comply with all rules and instructions from Third Party Service Providers when using the Payment Services.

To use the Payment Services, you must: (i) be at least 18 years of age and able to form legally binding contracts under applicable law, (ii) have a valid and active email address, and (iii) use the Services on behalf of a U.S.-domiciled business entity or freelancer.

Businesses can issue refunds for payments processed through the Payment Services. In the event of a refund, the full transaction amount will be returned to the payer. If a Processing Fee was incurred, the business will be responsible for covering this fee.

Linking Payment Accounts

Once you create an Account, you may link your Payment Account. A “Payment Account” refers to the various payment methods, including deposit accounts, that you link to the Payment Services to send or receive payments. We use Third Party Service Providers to collect your Payment Account information and data. By using the Services, you grant Bronze360 and our Third Party Service Providers the right, power, and authority to access and transmit your personal and financial information from the relevant financial institution. You agree to allow your personal and financial information to be transferred, stored, and processed by our Third Party Service Providers in accordance with their privacy policies. Your payment methods and preferences may be saved within your Account for easier future access.

When adding a Payment Account, we may verify the account using methods such as micro-deposits or other verification mechanisms. By linking a Payment Account, you represent and warrant that:

• You have the authority to create a Payment Account, disclose payment method information, and bind the person or organization for which you act;
• You authorize the initiation of debit or credit entries to the payment methods according to instructions input through the Payment Services, and, if necessary, the initiation of adjustments for any transactions debited or credited in error;
• Your authorization will remain in effect until no later than thirty (30) days after Bronze360 receives written notice from you to cancel;
• You will not use the Payment Services to pay yourself; and
• You will have a valid deposit account at a Bronze360-supported bank or a payment card issued on a Bronze360-supported payment network.

Your relationship with any bank or payment card issuer is separate from your relationship with Bronze360 and governed by their applicable agreements.

Fund Ownership

Through Bronze360’s banking partners, we may use a master banking account to instruct the partner to disburse funds to a user receiving payments via Payment Services. By using the Payment Services, you grant Bronze360 the right to instruct our banking partner on the handling of any funds transmitted or received by you, including receiving funds from you and sending funds to another user based on your instructions. Please note that our Third Party Service Providers transfer all funds for the benefit of Bronze360’s customers, following Bronze360’s instructions.

Obligations When Using Payment Services

You must use the Payment Services in a lawful manner, complying with all applicable laws, including U.S. federal and state laws (“Laws”), and any additional rules set by our Third Party Service Providers, including payment processors or banks. Before using the Payment Services, you must verify the information of the other user you wish to send or receive payments from and maintain a valid, ongoing contractual business relationship with that user. You may only use the Payment Services for legitimate transactions.

You may not use the Payment Services to engage in activities identified by Bronze360 as Prohibited Businesses. Prohibited Businesses include services benefiting any country, organization, entity, or person that is embargoed or blocked by any government, including those listed by the U.S. Office of Foreign Asset Control (OFAC). Please review the list of Prohibited Businesses before registering and opening an Account. If you’re unsure whether your business or activity is prohibited or have any questions, please contact us.

Invoice & Pay-by Link Payments

You may use the Payment Services to create invoices and request payments from other users or payers who have not registered with Bronze360. When creating and sending an invoice, you are solely responsible for ensuring that all information on the invoice is correct and accurate. Bronze360 will not be liable for any delayed or unpaid invoices.

To make a payment for an invoice, open the received invoice and review all information, including account details, to ensure it is complete, accurate, and up to date. After reviewing the invoice, you may make the payment by following the provided instructions.

Non-registered users and payers can also make payments to businesses via a Pay-by Link. You are solely responsible for verifying that all information on the payment is correct and accurate. Bronze360 will not be liable for any delayed or unsuccessful payments.

If a payment or request for a change (defined below) is received by Bronze360 and is purported to have been transmitted or authorized by you, it will be deemed effective as your payment. You will be obligated to pay the amount of the payment, including any associated processing fees, even if not authorized, provided we accept the instruction in good faith. You will be responsible for the payment, regardless of any errors in the payment details.

Payments are scheduled to be initiated on the selected payment date (“Payment Date”). If using debit or ACH, payments made outside of normal business hours or on banking holidays will be processed on the next business day. Once a payment is submitted and is being processed, you cannot amend, reverse, stop, or cancel it (“Change”). In some cases, we may attempt to make a change to a payment at your request, but we will not be liable if the change cannot be made.

While Bronze360 will reasonably cooperate with valid requests for payment changes, we are not obligated to reverse authorized transactions or recover payments, nor are we required to refund any associated processing fees. We may change, delay, or reject payments based on our risk and compliance policies. Additionally, we may adjust transaction procedures to comply with NACHA Operating Rules, Third Party Service Provider requirements, or other factors beyond our control that affect the payment services.

You are responsible for ensuring that your payment account has sufficient funds to cover all payments made through the Payment Services.

AutoPay

• Issuing a Recurring Payment: The Payment Services may allow you to use the Autopay feature to set up automatic recurring payments for either a Pay-by Link or an invoice. By authorizing recurring payments, you are solely responsible for ensuring compliance with all applicable laws related to recurring or automatic payments. You agree to indemnify Bronze360 for your use of any recurring payment features offered.
• Business AutoPay: If you receive multiple invoices from the same business, you may opt in to the Autopay feature to automatically pay those invoices.

BY OPTING IN, YOU AUTHORIZE BRONZE360 TO CHARGE YOU AUTOMATICALLY AND ON A RECURRING BASIS, UNLESS YOU NOTIFY US TO CANCEL THE AUTOMATIC PAYMENT VIA YOUR ACCOUNT DASHBOARD. ADDITIONALLY, YOU GRANT US PERMISSION TO DEBIT YOUR ACCOUNT ON A RECURRING BASIS AND AGREE THAT THESE DEBITS WILL CONTINUE AUTOMATICALLY UNTIL YOU PROVIDE NOTICE TO CANCEL. NO FURTHER CONSENT IS REQUIRED FROM YOU TO CHARGE AND DEBIT YOUR SELECTED PAYMENT METHOD ON AN AUTOMATICALLY RENEWABLE BASIS UNTIL YOU CANCEL. YOU CAN CANCEL YOUR RECURRING PAYMENT THROUGH AUTOPAY BY TOGGLING OFF THE RECURRING PAYMENT OPTION WITHIN YOUR ACCOUNT OR ON EACH INVOICE RECEIVED FROM A BUSINESS.

Bronze360’s Role in Providing Payment Services

Bronze360 is an independent third-party contractor and is not affiliated with any users except in its capacity as a provider of the Payment Services. This Agreement does not create any relationship between you, Bronze360, and another user. Any agreements made between you and another user are solely between the parties involved, and Bronze360 is not a party to or responsible for such agreements.

YOU AGREE TO HOLD BRONZE360 HARMLESS FROM ANY LIABILITY OR DAMAGE ARISING FROM YOUR USE OF THE PAYMENT SERVICES OR YOUR INTERACTIONS WITH ANOTHER USER, WHETHER THROUGH AN AGREEMENT OR OTHERWISE. BRONZE360 IS NOT RESPONSIBLE FOR THE CONDUCT, ONLINE OR OFFLINE, OF ANY OTHER USER AND WILL NOT BE LIABLE FOR ANY CLAIM, INJURY, OR DAMAGE RELATED TO ANOTHER USER’S ACTIONS, INCLUDING BUT NOT LIMITED TO PAYMENT TERMS, TIMELY DELIVERY OF GOODS OR SERVICES, OR ANY ASSOCIATED DISPUTES.

Your use of the Payment Services does not affect any payment terms issued by another user, such as deadlines, payment plans, late fees, or refunds. Bronze360 and its affiliates do not endorse, recommend, or assume any responsibility or liability for any products, services, or statements made by users issuing invoices. By using the Payment Services, you agree that the goods or services provided by the user issuing the invoice have been rendered to your satisfaction. You waive any future claims regarding insufficient quality, unexpected issues, or untimely delivery of goods or services.

Although Bronze360 offers Payment Services, it is not considered a “money transmitter” as defined under 31 CFR 103.11 (uu) (5) or any other applicable laws, and you agree not to use Bronze360 or its Payment Services as a “money transmitter.”

Automated Clearing House (ACH)

YOU EXPLICITLY AUTHORIZE BRONZE360 TO AUTOMATICALLY DEBIT YOUR LINKED PAYMENT ACCOUNTS FOR ALL AMOUNTS OWED UNDER THIS AGREEMENT.

You grant Bronze360, its Third Party Service Providers, and their assigns permission to collect amounts owed by debiting funds from your Payment Accounts, including banks or credit unions, using the Automated Clearinghouse (ACH) network, governed by rules established by the National Automated Clearinghouse Association (NACHA). These debits are subject to NACHA rules for business-related ACH transactions.

Bronze360 or its Third Party Service Providers may debit your Payment Account for any amounts owed to another user, us, or the applicable Third Party Service Provider under this Agreement. If Bronze360, the relevant Third Party Service Provider, or its assignee cannot collect the owed amounts via ACH, you agree to promptly pay the amounts as directed. You also authorize Bronze360, its Third Party Service Providers, or their assigns to debit your Payment Account immediately and without additional notice if the aggregate balance in your Payment Account is insufficient to cover any invoice issued via the Payment Services.

To withdraw your ACH authorization, please contact us. Withdrawal of ACH authorization does not terminate this Agreement or any amounts owed. Your account may be suspended or terminated if you withdraw your ACH debit authorization. Please note that NACHA Operating Rules, Guidelines, and Bylaws apply to your use of the Payment Services when using ACH.

Payment Methods

Bronze360 may accept additional payment methods. By using these payment methods, you agree to comply with all Third Party Service Provider rules and agreements associated with each payment method, including:

• Credit Card
• Debit Card
• ACH

Limited Agent

You hereby appoint Bronze360 as your designated agent for the purposes of this Agreement. Specifically, and to the extent not already authorized by the Terms of Service, you expressly authorize and acknowledge that Bronze360 will: (1) Perform services to support the Payment Services; (2) Maintain records of your funds used within the Payment Services and all amounts paid or received; (3) Instruct Third Party Service Providers to transfer funds from your Payment Account to another user’s account; (4) Make individual payment information available to other users during your use of the Payment Services; (5) Disclose relevant payment information to the Bank and; (6) Take any other actions deemed necessary or desirable by Bronze360 or a Third Party Service Provider to provide the Payment Services.

You further authorize Third Party Service Providers (including banking institutions) to follow the instructions of Bronze360, whether electronic, written, or oral, and agree that these providers may fully rely on such instructions without further investigation or authorization from you.

Restricted Activities

In connection with your use of the Payment Services, you agree not to:

• Breach this Agreement or any other agreement with Bronze360.
• Engage in any prohibited activities as listed in the Prohibited Businesses list.
• Violate any law, statute, ordinance, regulation, or any applicable Bronze360 policy.
• Provide false, inaccurate, or misleading information.
• Send or receive fraudulent funds.
• Facilitate any viruses, trojan horses, worms, or other harmful computer programming routines that could damage, interfere with, or expropriate any system, data, or information related to the Payment Services.
• Allow your use of the Payment Services to create a risk of non-compliance with anti-money laundering, counter-terrorism, or similar laws and regulations.
• Refuse to cooperate in an investigation or provide confirmation of your identity or any information you provide to us.
• Engage in actions that could result in unjust enrichment by attempting to receive funds for the same transaction from Bronze360, a Third Party Service Provider, and other users.

If Bronze360, in its sole discretion, believes you may have engaged in any of the above activities, we may take various actions to protect Bronze360, Third Party Service Providers, other users, and third parties. These actions may include but are not limited to, notifying the Third Party Service Providers, other users, third parties, and law enforcement, withholding funds from your Payment Account, and/or refusing to provide Payment Services to you now or in the future.

Bronze360’s Obligation

Bronze360’s responsibilities under this Agreement are limited to: (i) providing the Services as offered; (ii) acting as your agent as described; and (iii) interacting with and instructing Third Party Service Providers, as outlined. Bronze360 does not receive, hold, own, or transmit any payment funds and does not provide banking services. Nothing in this Agreement should be interpreted as authorizing or requiring Bronze360 to perform any action that would subject it to, or cause a violation of, any laws, including U.S. federal, state, or local laws or regulations applicable to money transmitters, banks, or other financial institutions. Neither Bronze360 nor any Third Party Service Providers are responsible for or liable for any consequences arising from your interactions or contracts with other users using the Services (including Payment Services), such as payment terms, timely delivery of goods or services, or any associated disputes. You further acknowledge that your use of Payment Services does not alter or affect any user payment terms, including deadlines, payment plans, late fees, or refunds. Bronze360 does not endorse, recommend, or assume responsibility or liability for any products, services, or statements presented by users using the Payment Services.

Verification

You authorize Bronze360 or a Third Party Service Provider, directly or through third parties, to make any inquiries necessary to validate your identity. This may include requesting additional information, such as a taxpayer identification number, confirming ownership of your email address or financial accounts, ordering a credit report, and verifying your information through third-party databases or other sources. Bronze360 reserves the right to close, suspend, or limit access to the Payment Services if it or a Third Party Service Provider is unable to obtain or verify this information.

Additional Responsibilities and Limitations

You are responsible for the following when using the Payment Services: (a) reviewing and evaluating any payment requests or invoice information; (b) addressing any concerns regarding invoices or payments; (c) requesting and verifying any additional information from other users; and (d) ensuring your use of the Payment Services complies with all applicable laws, including any tax collection, withholding, or reporting obligations. If tax information is required by Bronze360, you agree to provide it promptly and cooperate with Bronze360’s requests to verify tax compliance as necessary.

Additional Disclaimer, Limitation of Liability, and Indemnity

THE PAYMENT SERVICES ARE PROVIDED “AS IS” WITHOUT ANY REPRESENTATION OR WARRANTY, WHETHER EXPRESS, IMPLIED, OR STATUTORY. BRONZE360 AND EACH THIRD PARTY SERVICE PROVIDER SPECIFICALLY DISCLAIM ANY IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

Bronze360 does not guarantee continuous, uninterrupted, or secure access to the Payment Services. While Bronze360 will make reasonable efforts to process electronic transaction requests in a timely manner, it makes no representations or warranties regarding the time required to complete processing, as the Payment Services depend on factors outside of Bronze360’s control, such as delays in the banking system. Neither Bronze360 nor any Third Party Service Provider makes any representations or guarantees regarding other users of the Payment Services.

The use of the Payment Services does not imply endorsement by Bronze360 of any user’s existence, legitimacy, ability, policies, practices, or ability to pay. Bronze360 shall not be liable to you for any action or inaction by a third party that results in failure to perform under this Agreement, or any suspension, termination, restriction, or other delay in Bronze360’s performance.

IN NO EVENT SHALL BRONZE360, OR ITS PARENT COMPANIES, AFFILIATES, OFFICERS, EMPLOYEES, OR AGENTS, BE LIABLE FOR ANY SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES (INCLUDING, WITHOUT LIMITATION, DAMAGES FOR LOSS OF DATA OR LOSS OF BUSINESS) ARISING OUT OF OR IN CONNECTION WITH THE PAYMENT SERVICES OR THIS AGREEMENT (HOWEVER ARISING, INCLUDING NEGLIGENCE). ANY LIABILITY OF SUCH PERSONS TO YOU OR ANY THIRD PARTIES IN ANY CIRCUMSTANCE IS LIMITED TO THE ACTUAL AMOUNT OF DIRECT DAMAGES.

You agree to indemnify and defend Bronze360, its affiliates, and each of Bronze360’s affiliates’ employees, contractors, vendors, and service providers from and against any losses, liabilities, damages, claims, costs, or expenses (including, without limitation, reasonable attorneys’ fees) arising out of or relating to claims, proceedings, suits, or actions brought by or initiated against Bronze360 or any of the other indemnitees by any third party in connection with: (a) any payments made by you using the Payment Services; or (b) any claims made by another user against you when using the Payment Services.

Account Holds

From time to time, Bronze360 may place a hold (“Hold”) on an Account, including suspending your ability to use the Payment Services. Some reasons for placing a Hold on an Account include, but are not limited to: (i) if we have reason to believe your actions have violated this Agreement, may harm our business, are deceptive, misleading, unlawful, or have harmed a third party or interfered with a third party’s contractual rights; (ii) at the request of another user of the Services or if you have an ongoing dispute with another user or Bronze360; (iii) if your Account has remained inactive for a period of time; (iv) failure to pay Subscription Fees; or (v) if required to comply with a court order, subpoena, writ, injunction, or any applicable laws that Bronze360 is subject to. If you have questions about a Hold placed on your account or need information on how to resolve it, please contact us. Additionally, we may suspend your access to all Services while a Hold is in place.

Platform Issues and Notices

If you have any questions, issues, or trouble accessing or using the Platform, please contact us at support@bronze360.net or at the address below.

For notices, your address is your billing address, with an email copy sent to the email address you have provided to Bronze360. Bronze360’s address for notices is:

Bronze360, Inc.
6545 Market Avenue North Ste 100
North Canton, OH 44721

Email: support@bronze360.net

California Users

Pursuant to California Civil Code Section 1789.3, any questions about pricing, complaints, or inquiries about Bronze360 should be sent to our agent for notice as set forth above.

California Users are also entitled to the following specific consumer rights notice:

The Complaint Assistance Unit of the Division of Consumer Services of the California Department of Consumer Affairs may be contacted in writing at 1625 North Market Blvd., Sacramento, CA 95834, or by telephone at (916) 445-1254 or (800) 952-5210.